Terms And Conditions

Last Updated: August 26, 2025

Agreement to Our Legal Terms

We are Finest Fortune ("Company," "we," "us," "our"), located at 14 Wall Street, 20th Floor, New York, NY 10005, United States.

We operate the website https://www.finestfortune.us (the "Site") and related products and services that refer to these Legal Terms (collectively, the "Services").

Contact us by email at contact@finestfortune.us or by mail at 14 Wall Street, 20th Floor, New York, NY 10005.

These Legal Terms constitute a legally binding agreement between you, whether personally or on behalf of an entity ("you"), and Finest Fortune, concerning your access to and use of the Services. By accessing the Services, you confirm that you have read, understood, and agree to be bound by these Legal Terms. If you do not agree, you are expressly prohibited from using the Services and must discontinue use immediately.

Supplemental terms or documents posted on the Services are incorporated by reference. We reserve the right to modify these Legal Terms at our discretion, updating the "Last Updated" date. You waive specific notice of changes and are responsible for reviewing updates. Continued use after changes constitutes acceptance.

Table of Contents

1. Our Services

The information provided through the Services is not intended for distribution or use in jurisdictions where such actions would violate laws or require registration. Users accessing the Services from other locations do so at their own initiative and are responsible for compliance with local laws.

The Services are not tailored to comply with industry-specific regulations such as the Health Insurance Portability and Accountability Act (HIPAA) or the Federal Information Security Management Act (FISMA). You may not use the Services if such regulations apply or if your use would violate the Gramm-Leach-Bliley Act (GLBA).

2. Intellectual Property Rights

Our Intellectual Property

We own or license all intellectual property rights in the Services, including source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics (collectively, "Content"), as well as trademarks, service marks, and logos (the "Marks"). These are protected by U.S. and international copyright, trademark, and other intellectual property laws.

Content and Marks are provided "AS IS" for your personal, non-commercial use or internal business purposes only.

Your Use of Our Services

Subject to compliance with these Legal Terms, including the "Prohibited Activities" section, we grant you a non-exclusive, non-transferable, revocable license to:

  • Access the Services;
  • Download or print a copy of Content to which you have proper access, solely for personal, non-commercial use or internal business purposes.

Except as permitted, no part of the Services, Content, or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, displayed, encoded, translated, transmitted, distributed, sold, licensed, or exploited for commercial purposes without our express prior written permission.

For permission requests, contact contact@finestfortune.us. If granted, you must identify us as the owners or licensors and include copyright or proprietary notices.

We reserve all rights not expressly granted in the Services, Content, and Marks. Any breach of these Intellectual Property Rights constitutes a material breach, terminating your right to use the Services.

Your Submissions

By sending us questions, comments, suggestions, ideas, feedback, or other information ("Submissions"), you assign us all intellectual property rights in such Submissions. We may use and disseminate them for any lawful purpose without acknowledgment or compensation to you.

You are responsible for your Submissions and confirm that you:

  • Have read and agree with our "Prohibited Activities" section;
  • Will not submit illegal, harassing, hateful, defamatory, obscene, or misleading content;
  • Waive moral rights to Submissions, where permissible;
  • Warrant that Submissions are original or you have necessary rights and licenses;
  • Warrant that Submissions are not confidential.

You are solely responsible for your Submissions and agree to reimburse us for losses due to breaches of this section, third-party intellectual property rights, or applicable law.

3. User Representations

By using the Services, you represent and warrant that:

  • You have legal capacity and agree to these Legal Terms;
  • You are not a minor in your jurisdiction;
  • You will not access the Services through automated or non-human means;
  • You will not use the Services for illegal or unauthorized purposes;
  • Your use will not violate applicable laws or regulations.

Providing untrue, inaccurate, or incomplete information may result in suspension or termination of your account and access to the Services.

4. Prohibited Activities

You may not use the Services for purposes other than those we provide or for unapproved commercial endeavors. As a user, you agree not to:

  • Systematically retrieve data to create collections or databases without permission;
  • Trick, defraud, or mislead us or others, especially to obtain sensitive information;
  • Circumvent or interfere with security features;
  • Disparage, tarnish, or harm us or the Services;
  • Use information to harass, abuse, or harm others;
  • Misuse support services or submit false reports;
  • Use the Services inconsistently with applicable laws;
  • Engage in unauthorized framing or linking;
  • Upload or transmit viruses, Trojan horses, or disruptive material;
  • Use scripts, bots, or data mining tools;
  • Delete copyright or proprietary notices;
  • Impersonate another user;
  • Upload material acting as information collection mechanisms;
  • Interfere with or burden the Services;
  • Harass or threaten our employees or agents;
  • Bypass access restrictions;
  • Copy or adapt the Services’ software;
  • Decipher, decompile, or reverse engineer software;
  • Use automated systems like spiders or scrapers;
  • Use purchasing agents;
  • Collect usernames or emails for unsolicited communications;
  • Use the Services to compete with us or for revenue-generating endeavors.

5. User Generated Contributions

The Services may allow you to create, submit, post, or transmit content and materials ("Contributions"), including text, videos, or comments, which may be viewable by others. Contributions are subject to our Privacy Policy. You represent and warrant that your Contributions:

  • Do not infringe proprietary rights of third parties;
  • Are created by you or you have necessary licenses and consents;
  • Have consent for identifiable individuals;
  • Are not false, inaccurate, or misleading;
  • Are not unsolicited advertising or objectionable;
  • Do not ridicule, harass, or threaten others;
  • Do not violate laws, privacy, or publicity rights;
  • Do not include offensive comments related to race, gender, or other protected characteristics;
  • Comply with these Legal Terms and applicable laws.

Violations may result in termination or suspension of your rights to use the Services.

6. Contribution License

We may access, store, process, and use your Contributions per our Privacy Policy and your settings. By submitting feedback, you agree we can use it without compensation. You retain ownership of your Contributions, and we are not liable for statements in them. You are solely responsible for your Contributions and agree to exonerate us from related responsibilities.

7. Third-Party Websites and Content

The Services may include links to third-party websites ("Third-Party Websites") or content such as articles or videos ("Third-Party Content"). We do not investigate or monitor Third-Party Websites or Content for accuracy or appropriateness and are not responsible for them. Linking to or permitting Third-Party Content does not imply endorsement. Accessing Third-Party Websites is at your own risk, and you should review their terms and policies. We are not responsible for purchases or harm related to Third-Party Websites or Content.

8. Advertisers

We allow advertisers, including Google AdSense and other ad networks, to display advertisements in designated areas of the Services, such as sidebar or banner ads. We provide the space for these ads but have no other relationship with advertisers.

9. Services Management

We reserve the right, but not the obligation, to:

  • Monitor the Services for violations;
  • Take legal action against violators, including reporting to authorities;
  • Restrict or remove Contributions;
  • Remove excessive or burdensome content;
  • Manage the Services to protect our rights and ensure functionality.

10. Privacy Policy

We care about data privacy and security. Please review our Privacy Policy at https://www.finestfortune.us/p/privacy-policy.html. Our Privacy Policy explains how we collect, use, and protect your data, including for personalized advertising through Google AdSense and other ad networks. By using the Services, you agree to be bound by our Privacy Policy, which is incorporated into these Legal Terms. The Services are hosted in the United States, and by continuing to use them, you consent to the transfer and processing of your data in the United States.

11. Term and Termination

These Legal Terms remain in effect while you use the Services. We may deny access or terminate your use without notice or liability for any reason, including breaches. If your account is terminated, you are prohibited from creating new accounts under any name. We may pursue legal action for violations.

12. Modifications and Interruptions

We may change, modify, or discontinue the Services at any time without notice. We are not liable for any loss, damage, or inconvenience due to interruptions or discontinuance. We are not obligated to maintain or support the Services or provide updates.

13. Governing Law

These Legal Terms and your use of the Services are governed by and construed in accordance with the laws of the State of New York, applicable to agreements made and to be entirely performed within New York, without regard to its conflict of law principles. We also comply with applicable federal laws, including the CAN-SPAM Act for electronic communications and consumer protection regulations relevant to financial education and consulting.

14. Dispute Resolution

Informal Negotiations

To resolve disputes, controversies, or claims ("Disputes"), the Parties agree to negotiate informally for at least 30 days before initiating arbitration, commencing upon written notice.

Binding Arbitration

Unresolved Disputes will be resolved by binding arbitration under the Commercial Arbitration Rules of the American Arbitration Association (AAA) and, where applicable, the AAA’s Supplementary Procedures for Consumer Related Disputes, available at the AAA website. Arbitration fees and arbitrator compensation are governed by AAA Consumer Rules. Arbitration may be conducted in person, by document submission, phone, or online in New York, NY. The arbitrator’s decision is binding and may be challenged only if it fails to follow applicable law. If a Dispute proceeds in court, it will be in state or federal courts in New York, NY, and the Parties consent to jurisdiction there. The United Nations Convention on Contracts for the International Sale of Goods and the Uniform Computer Information Transaction Act (UCITA) are excluded.

Restrictions

Arbitration is limited to individual Disputes, with no class actions or representative proceedings permitted.

Exceptions to Informal Negotiations and Arbitration

Disputes involving intellectual property rights, theft, piracy, privacy, or injunctive relief are not subject to arbitration and will be decided by courts in New York, NY.

15. Corrections

We may correct typographical errors, inaccuracies, or omissions on the Services without notice.

16. Disclaimer

The Services are provided on an as-is and as-available basis. You use them at your sole risk. We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We make no warranties about the accuracy or completeness of Content or linked websites and are not liable for:

  • Errors or inaccuracies in Content;
  • Personal injury or property damage from use;
  • Unauthorized access to our servers;
  • Interruptions or cessation of transmission;
  • Bugs, viruses, or similar transmitted by third parties;
  • Loss or damage from Content use.

We do not endorse or assume responsibility for third-party products or services advertised on the Services.

17. Limitations of Liability

We, our directors, employees, or agents will not be liable for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages, including lost profits, revenue, or data, arising from your use of the Services, even if advised of the possibility.

18. Indemnification

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, officers, agents, and employees, from any loss, damage, liability, claim, or demand, including attorneys’ fees, due to:

  • Your use of the Services;
  • Breach of these Legal Terms;
  • Breach of your representations and warranties;
  • Violation of third-party rights;
  • Harmful acts toward other users.

We may assume defense of such claims at your expense, and you agree to cooperate.

19. User Data

We maintain data you transmit to manage the Services’ performance. You are responsible for all data transmitted, and we are not liable for its loss or corruption. You waive any claims against us for such loss.

20. Electronic Communications, Transactions, and Signatures

Using the Services, sending emails, or completing forms constitutes electronic communications. You consent to receive electronic communications, and all agreements, notices, or disclosures provided electronically satisfy legal requirements for written communication. You agree to electronic signatures and waive requirements for non-electronic records.

21. California Users and Residents

If you have a complaint regarding our Services that we cannot resolve directly, you may contact the Complaint Assistance Unit of the California Department of Consumer Affairs. Reach them by mail at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, by phone at (800) 952-5210 or (916) 445-1254, or online at www.dca.ca.gov/consumers/complaints. As a provider of business and finance education, consulting, and news, we comply with applicable consumer protection laws, including California’s consumer rights and New York’s FAIR Business Practices Act, to ensure fair and transparent interactions.

22. Miscellaneous

These Legal Terms and posted policies constitute the entire agreement. Our failure to enforce any right does not waive it. We may assign our rights and obligations. We are not liable for losses caused by events beyond our control. Unenforceable provisions are severable, and no joint venture or agency relationship is created.

23. Contact Us

To resolve complaints or receive information, contact us at:

Finest Fortune
14 Wall Street, 20th Floor
New York, NY 10005
United States
contact@finestfortune.us