Last Updated: November 1, 2025

Agreement to Our Legal Terms

We are Finest Fortune (“Company,” “we,” “us,” “our”), located at 14 Wall Street, 20th Floor, New York, NY 10005, United States.

We operate the website https://www.finestfortune.us (the “Site”) and related products and services that refer to these Legal Terms (collectively, the “Services”).

These Legal Terms constitute a legally binding agreement between you, whether personally or on behalf of an entity (“you”), and Finest Fortune, concerning your access to and use of the Services. By accessing the Services, you confirm that you have read, understood, and agree to be bound by these Legal Terms. If you do not agree, you are expressly prohibited from using the Services and must discontinue use immediately.

Supplemental terms or documents posted on the Services are incorporated by reference. We reserve the right to modify these Legal Terms at our discretion, updating the “Last Updated” date. You waive specific notice of changes and are responsible for reviewing updates. Continued use after changes constitutes acceptance.

1. Our Services

The information provided through the Services is not intended for distribution or use in jurisdictions where such actions would violate laws or require registration. Users accessing the Services from other locations do so at their own initiative and are responsible for compliance with local laws.

The Services are not tailored to comply with industry-specific regulations such as HIPAA, FISMA, or GLBA. Do not use the Services if such regulations apply to you.

2. Intellectual Property Rights

Our Intellectual Property

We own or license all intellectual property rights in the Services, including source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics (collectively, “Content”), as well as trademarks, service marks, and logos (the “Marks”). These are protected by U.S. and international laws.

Content and Marks are provided “AS IS” for your personal, non-commercial use or internal business purposes only.

Your Use of Our Services

Subject to compliance with these Legal Terms, we grant you a non-exclusive, non-transferable, revocable license to:

Access the Services;
Download or print a copy of Content for personal, non-commercial use or internal business purposes.

Except as permitted, you may not copy, reproduce, republish, upload, post, display, transmit, distribute, sell, or exploit the Services, Content, or Marks for commercial purposes without written permission.
Permission requests: contact@finestfortune.us.

We reserve all rights not expressly granted. Breach of these rights constitutes a material violation.

Your Submissions

By sending us questions, comments, suggestions, or other information (“Submissions”), you assign us all intellectual property rights in them. You are responsible for ensuring Submissions are lawful, non-confidential, and do not infringe others’ rights.

3. User Representations

By using the Services, you represent and warrant that:

You have legal capacity and agree to these Legal Terms;
You are not a minor in your jurisdiction;
You will not access the Services through automated or non-human means;
You will not use the Services for illegal or unauthorized purposes;
Your use will not violate applicable laws or regulations.

Providing false or incomplete information may result in suspension or termination.

4. Prohibited Activities

You may not use the Services for any unlawful purpose. You agree not to:

Retrieve data systematically to create collections or databases;
Trick, defraud, or mislead others;
Circumvent security features;
Disparage or harm us;
Upload malware or harmful code;
Interfere with performance or functionality;
Violate any applicable laws;
Use automated scripts, bots, or scrapers;
Harass or threaten employees or users;
Copy or reverse engineer software;
Use the Services to compete with us.

5. User Generated Contributions

The Services may allow you to post or share content (“Contributions”). You warrant that:

You own or have necessary rights to your Contributions;
They are lawful, accurate, and not misleading;
They do not violate others’ privacy or publicity rights;
They comply with these Legal Terms and applicable laws.

Violations may result in suspension or termination.

6. Contribution License

You retain ownership of your Contributions but grant us a perpetual, worldwide, royalty-free license to use, reproduce, modify, and distribute them. We are not responsible for statements or content provided by users.

7. Third-Party Websites and Content

The Services may contain links to third-party websites or content. We are not responsible for their accuracy, security, or legality. Use them at your own risk and review their terms.

8. Advertisers

We may allow advertisers, including Google AdSense, to display ads in designated areas. We are not otherwise affiliated with advertisers.

9. Services Management

We reserve the right to:

Monitor the Services for violations;
Take legal action against violators;
Restrict or remove content;
Manage the Services to maintain performance and compliance.

10. Privacy Policy

We care about data privacy and security. Please review our Privacy Policy. By using the Services, you agree to its terms and consent to data processing in the United States.

11. Term and Termination

These Legal Terms remain effective while you use the Services. We may suspend or terminate access at any time without notice for any reason, including breaches.

12. Modifications and Interruptions

We may modify or discontinue the Services at any time without notice. We are not liable for losses or inconveniences due to interruptions.

13. Governing Law

These Legal Terms are governed by the laws of the State of New York, without regard to conflict of law principles. Federal consumer protection laws, including the CAN-SPAM Act, also apply.

14. Dispute Resolution

Informal Negotiations

Before arbitration or legal action, parties agree to attempt informal resolution for at least 30 days upon written notice.

Binding Arbitration

Unresolved disputes will be settled by binding arbitration under the Commercial Arbitration Rules of the American Arbitration Association (AAA). Arbitration may occur in person or virtually in New York, NY. Decisions are final and binding.

Restrictions

Arbitration is limited to individual disputes; class actions are not permitted.

Exceptions

Disputes involving intellectual property or injunctive relief may be resolved in courts in New York, NY.

15. Corrections

We may correct typographical or factual errors without notice.

16. Disclaimer

The Services are provided “as-is.” We disclaim all warranties, express or implied, including merchantability, fitness for purpose, and non-infringement. We are not liable for:

Errors or inaccuracies in content;
Unauthorized access to our systems;
Interruptions, bugs, or viruses;
Damages resulting from third-party links or content.

17. Limitations of Liability

We and our affiliates will not be liable for indirect, incidental, or consequential damages, including loss of profits or data, arising from your use of the Services.

18. Indemnification

You agree to indemnify and hold us harmless from any claims arising from your use of the Services, breach of these Terms, or violation of others’ rights.

19. User Data

You are responsible for all data you transmit. We are not liable for any loss or corruption of such data.

20. Electronic Communications, Transactions, and Signatures

Using the Services and sending emails constitutes electronic communication. You consent to receive electronic notices and agree that digital signatures are legally binding.

21. California Users and Residents

If you are a California resident and have an unresolved complaint, contact the California Department of Consumer Affairs at www.dca.ca.gov/consumers/complaints or call (800) 952-5210.

22. Miscellaneous

These Legal Terms constitute the entire agreement between you and us. If any provision is found unenforceable, the remaining provisions remain in effect. No joint venture or partnership is created.

23. Contact Us

To resolve complaints or obtain further information, contact us at:

Finest Fortune
14 Wall Street, 20th Floor
New York, NY 10005
United States
📧 contact@finestfortune.us